Passfolio
Bank Wallet

US dollar spending account and debit card
Up to 7% annual fixed returns

ⓘ Disclosure

Financial Situation: International

USD Spendings Account

Starting with Brazilians

Save on fees

Convert your R$ into dollars with a 1,9% FX fee, one of the lowest in the market - feel free to look it up!

More agility

Deposit via TED, PIX or your Brazilian card and get dollars in on the same day in your account.

Dollarized

The global currency: receive international transfers with ease and say goodbye to travel cards and high FX fees.

More protection

Your money protected by the FDIC in up to US$250k. More information at www.fdic.gov/

Passfolio banking wallet illustration.

International USD Debit Card

Starting with Brazilians

Global reach

Use your PassCard anywhere in the world that accepts the Mastercard network, not only in the USA.

Less IOF

Save up to 80% on IOF taxes on international purchases by buying directly in dollars.

Free withdrawals

Use your card to withdraw dollars without any fees on any of the more than 55.000 AllPoint ATMs! Find one near you.

100% integrated

No need for the physical card to use it. You can integrate your PassCard with your favorite mobile wallet.

Man using Passfolio banking card to pay for a meal.

Like a savings account, but better

Passive income

PassEarn accounts yielding 5–7% annual interest with zero fees and bonus rates for MOBI holders.

Total freedom

To move your funds around anytime you want - move cash from any of your Passfolio wallets without any fees.

More agility

Make your money work for you while you wait for that next opportunity window to invest.

No minimums

Save whatever amount you want, whenever you want — from $1 to infinity!

Financial Vault by Passfolio.
COMING SOON
Open your account in a few minutes

Financial situation: International

Passfolio bank wallet icon.

US Bank Account

Bank Wallet
Passfolio financial bank wallet app on a mobile phone.

US spending account

Starting with Brazilians

Save on fees

Avoid hidden fees from brokers that pretend to be free and move away from abusive fees from exchange funds. Convert your R$ into dollars with a 1,45% spread, one of the lowest in the market - feel free to look it up!

More agility

Deposit via TED, PIX or with your Brazilian credit card and get dollars in on the same day in your account! No more being in line in exchange houses and physical dollars in your pocket!

Financial situation

Global! Receive and send international transfers with ease in a secure way. Say goodbye to travel cards and high FX fees.

More protection

Your money protected by the FDIC in up to US$250k. More information at https://www.fdic.gov/

Passfolio PassCard icon.

PassCard

PassCard
Passfolio international dollar debit icon.

International dollar debit cards

Starting with Brazilians

Global reach

Use your PassCard anywhere in the world that accepts the Mastercard network, not only in the USA.

Less IOF

Save up to 80% on taxes on international purchases by buying directly in dollars - and at the same time reduce your credit card bills.

Free withdrawals

Use your card to withdraw dollars without any fees on any of the more than 55.000 AllPoint ATMs!
Find one near you.

100% integrated

No need for the physical card to use it. You can integrate your PassCard with your favorite digital wallet: Apple Pay, Google Pay, Samsung Pay - more practicality for your days.

Passfolio interest account icon.

PassEarn

PassEarn
Interest account icon.

Like a savings account,
but better

Starting with Brazilians

Passive income

Your dollars yielding 5–7% annual interest with a single click, with bonus rates for MOBI HODLERs. Fees? None, free.

Total freedom

To move your funds around anytime you want - move cash from any of your Passfolio wallets without any fees.

More agility

Make your money work for you while you wait for that next opportunity window to invest.

No minimums

Save whatever amount you want, whenever you want — from $1 to infinity!

Open your account in a few minutes

One Financial App, a Lot of Possibilities.

Passfolio bank wallets.

BANK WALLETS: #Dollarized

  • Free US bank accounts insured up to $250k.
    For more information, visit www.fdic.gov
  • Free international USD debit cards to use all over the world.
  • Interest accounts yielding 5–7% annually with zero fees.
  • Simple and fast to open without headaches. Goodbye bureaucracy!
Passfolio stock wallets.

STOCK WALLETS: #MyWallStreetPass

  • Over 6,000 US assets - stocks, ETFs, REITs and ADRs directly from the US stock market starting at US$1.
  • Zero commission fees on Pro, on stocks priced at US$ 5 or more. Limited to US$1M in orders per month.
  • Smart Portfolio (beta) recommends and manages a diversified ETF based portfolio for you. Learn more.
  • Member FINRA and SIPC. Securities in your account protected up to US$500,000. For more details, visit www.sipc.org.
Passfolio crypto wallets.

DIGITAL WALLETS: #MyFinancialPass

  • Over 80 assets available to buy, sell and HODL
  • US$1 is what it takes to start out - after that the moon is the limit! #tothemoon
  • You don’t need to be a specialist to start - with a few clicks you an own coins.
  • 24 hours a day, 7 days a week. The digital market never sleeps.

One financial app,
a lot of possibilities.

Passfolio bank wallets.

BANK WALLETS

#Dollarized
  • Fee US bank accounts protected up to US$250k. For more information, visit: https://www.fdic.gov/
  • International dollarized debit cards with zero maintenance fees.
  • Interest accounts yielding 7% annually with zero fees.
  • Simple and fast to open without headaches. Goodbye bureaucracy!
ⓘ Disclaimer
Passfolio stock wallets.

BANK WALLETS

#Dollarized
  • Over 6,000 US assets - stocks, ETFs, REITs and ADRs directly from the US stock market starting at US$1.
  • Zero commission fees - no small letters saying “on your first XYZ orders”. On stocks worth less than US$5. Limited to US$1M in orders per month.
  • Smart Portfolio (beta) recommends and manages a diversified ETF based portfolio for you. Learn more.
  • Member FINRA and SIPC. Securities in your account protected up to US$500,000. For more details, visit www.sipc.org.
Passfolio crypto wallets.

BANK WALLETS

#Dollarized
  • Over 70 cryptocurrencies available to buy, sell and HODL
  • US$1 is what it takes to start out - after that the moon is the limit! #tothemoon
  • You don’t need to be a specialist to start - with a few clicks you an own cryptos.
  • 24 hours a day, 7 days a week. The crypto market never sleeps.
ⓘ Disclosure
Disclosure
Your friend must deposit at least $25 in cash or $50 in crypto. After this, you both will earn up to $100 in stock. See details at passfolio.com/rewards.
Earn up to US$100  on your first deposit
ⓘ Disclaimer
Earn up to US$100  on your first deposit
Man using the Passfolio App on his iPad.

Who is Passfolio?

We were born with the purpose of empowering global investors in their international financial lives.

We know money is serious business and we follow every regulation in the USA and in Brazil to operate; but we also believe that money can be extremely exciting and we work everyday for this.

Join us today